There is a secret marriage killer quietly lurking in 100% of relationships . . . in fact, it is the chief reason that 66% of those who say “I do” eventually regret their commitments.
Every couple at some point has to cope with this single issue, usually behind closed doors, and arguing about it causes more divorces than infidelity, violence, or sexual incompatibility.
I’m talking about . . . money.
"Arguments about money are by far the top predictor of divorce," according to Sonya Britt, who conducted a recent study at Kansas State University. "It's not children, sex, in-laws, or anything else. It's money — for both men and women."
Different opinions about money, such as how to spend it, can cause some stress, but all the research is conclusive: The most difficult issue for married couples to deal with is getting shackled with debt.
"Overspending is no different than being an alcoholic or drug addict" in its effect on a relationship, says Jan Dahlin Geiger, a financial planner in Atlanta. "What one person is doing could have a huge negative impact on the couple's finances."
From financing a car to credit card debt, and from college loans to mortgages — the average U.S. household is burdened with $203,163 of debt. Perhaps more shocking, 33% of Americans have more credit card debt than savings.
And unfortunately, getting out of debt is far from easy, and can be filled with land mines.
There are numerous “debt relief” and “credit repair” schemes out there. Some ask for monthly “service fees.” Others tell you to stop talking to your current lenders. A few even withdraw money directly from your bank to “help” pay your debts!
Now, that’s not to say there aren’t good debt advisory services. Financial gurus like David Ramsey and Suze Orman come to mind. But their programs can cost up to $200 or more. So, you have to get into more debt to find out how to get out of debt.
Jeff Rose, an Iraq conflict veteran turned certified financial planner (CFP), offers a new option.
Jeff created an intense-but-doable 14-Week Debt Elimination Boot Camp. He outlines the details of his program in his new book “Soldier of Finance,” and he recently teamed up with Newsmax Media to give the book away for free. (A shipping/handling fee of $1.97 applies with the special offer. Click here for details.
Here’s just some of what you will discover inside Jeff’s book “Soldier of Finance”:
- A free website that could eliminate up to $100,000 in debt
- How to go on a nice vacation every summer with a weird “car payment trick”
- Why doing a “SPIT Report” can get you debt-free faster than anything else
- One simple trick to stop all angry calls and letters from your creditors
- Eight “land mines” that might be hidden on your credit report
- Dirty tricks the credit card companies use to keep you in debt
- How to turn a $50 automatic monthly contribution into a million dollars
“I know what it’s like to be under financial pressure,” Jeff explains from his office in Illinois. “My wife and I have three young sons, and it isn’t easy to make ends meet. But there are simple things you can do to find extra money, whether it’s reducing your taxes, budgeting, or investing.”
Thousands of Americans swear by Jeff Rose’s 14-Week Debt Elimination Boot Camp for shaking off the money they owe. One woman paid off $70,000 in debt thanks to the 14-Week Debt Elimination Boot Camp, and another man paid off $18,000 of credit cards and loans quickly.
Catching the attention of several media outlets, Jeff has been interviewed by and appeared in Forbes, The Huffington Post, and The Wall Street Journal.
“Jeff offers real, practical solutions for getting out of debt and investing,” explains Aaron DeHoog, the financial publisher at Newsmax. “Once I read the book, I knew we had to get it into the hands of our readers. That’s why we agreed to buy 10,000 copies of it and to literally give it away.”
Editor’s Note: Click here to learn more about how to get Jeff’s book Soldier of Finance for Free with a special offer.
© 2014 Moneynews. All rights reserved.